Investing in gold IRAs can be complicated but we’ve reviewed the companies that offer the safest and most cost-effective ways to own gold in an IRA, Our Top Picks · Augusta Precious Metals. Overall, Goldco is a leading gold IRA company that offers a range of gold and silver investments that meet your retirement goals. Preserve Gold is a full-service IRA precious metals dealer that offers an extensive catalog of gold, silver, platinum, and palladium coins and bars for purchase. The company is aimed at first-time and experienced investors with lifetime account support from a dedicated wealth preservation specialist.
Exclusive market research and analyses are available to all customers. All reputable gold IRA providers work with IRS-approved depositories, in particular the Delaware Depository, Brink’s Global Services, and AMGL (A-M Global Logistics). Many investors choose to transfer just a portion of their IRA or 401 (k) to a gold IRA to diversify their nest egg. Gold IRAs are specialized individual retirement accounts that hold precious metals such as gold, silver, platinum, or palladium.
Pensioners are also switching to gold and have accounts that they take with them when they leave the workforce. Gold IRA companies charge relatively low fees, in part because they receive commissions from the custodian bank they work with. If you’re looking for a gold investment company to back your IRA, choosing a company with a positive reputation in the industry can ensure that you have a positive experience overall. Clients have ongoing access to account managers who can inform you in person or online about how precious metal IRAs can diversify their portfolio, hedge against inflation and have strong growth potential.
You don’t pay administrative fees, but you must consider IRA setup fees and depot storage fees. If you cash out your self-governing IRA before you turn 70, you’ll have to pay additional taxes unless you withdraw the money for a specific reason. American Hartford Gold manages to walk the fine line of educating potential customers without pressuring them to invest in their gold IRAs. You can buy these precious metals via an IRA or directly through the Noble Gold website.
It offers several IRS-approved gold products, including American Gold Eagle bullion coins, American Gold Eagle polish coins, gold bars and rounds, Canadian Maple Leaf gold coins, Austrian Gold Philharmonic coins, and more. Patriot Gold is a company that is run directly by dealers, which means customers avoid the fees normally charged for gold, silver, platinum, and palladium bars, or for coin purchases with direct investor prices. You can also consider a gold IRA rollover, where you transfer funds from your existing IRA to a gold IRA.
